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Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio and the indirect parent company of Fifth Third Bank, an Ohio-chartered bank. As of September 30, 2019, Fifth Third had $171 billion in assets and operated 1,143 full-service banking centers and 2,487 ATMs with Fifth Third branding in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia and North Carolina. In total, Fifth Third provides its customers with access to approximately 53,000 fee-free ATMs across the United States. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending and Wealth & Asset Management. Fifth Third is among the largest money managers in the Midwest and, as of September 30, 2019, had $397 billion in assets under care, of which it managed $46 billion for individuals, corporations and not-for-profit organizations through its Trust and Registered Investment Advisory businesses. Investor information and press releases can be viewed at www.53.com. Fifth Third’s common stock is traded on the Nasdaq® Global Select Market under the symbol “FITB.” Fifth Third Bank was established in 1858. Deposit and Credit products are offered by Fifth Third Bank. Member FDIC.

Julio Ramirez, Senior VP and Commercial Line Business Manager for Tampa Bay market, Fifth Third Bank

Julio Ramirez is a senior vice president and serves as the commercial line of business manager for the Tampa Bay market for Fifth Third Bank (North Florida), managing the Commercial Bank that comprises the middle market, government and institutional, healthcare and treasury management.

Julio has over 20 years of commercial management experience. Before coming to Fifth Third, Julio served as senior vice president, commercial banking team lead for large regional bank in Pinellas County and also worked in private industry.

Julio earned a Bachelor of Science degree in Finance from The University of Tampa. He is also a Certified Public Accountant licensed in the State of Florida.

Julio serves on the Regional Talent Working Group for the Tampa Bay Partnership, the Investor Relations Committee for Tampa Hillsborough Economic Development Corporation, is a member of Leadership St. Petersburg Alumni Association and St. Petersburg Area Chamber of Commerce. He is also active as a sponsor representative at the Tampa Bay Chapter of Financial Executives International and has previously held the role of Campaign Chair for Fifth Third Tampa Bay’s United Way Campaign.

Julio lives in St. Petersburg with his wife and two young children. He enjoys traveling with the family, coaching baseball and Formula 1 racing.


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